Privacy policy

This Privacy Policy describes how ZOBA and its affiliates & collect, use, share, protect, or
otherwise process your information/ personal data through our website https://zoba.in/ (hereinafter referred to
as Platform). Please note that you may be able to browse certain sections of the Platform without registering with
us. We do not offer any product/service under this Platform outside India and your data will primarily be stored
and processed in India. By visiting this Platform, providing your information, or availing any product/service
offered on the Platform, you expressly agree to be bound by the terms and conditions of this Privacy Policy, the
Terms of Use, and the applicable service/product terms and conditions, and agree to be governed by the laws of
India including but not limited to the laws applicable to data protection and privacy. If you do not agree please
do not use or access our Platform. Collection collects your data when you use our Platform, services, or
otherwise interact with us during our relationship. and related information is provided from time to time. Some
of the information that we may collect includes but is not limited to personal data / informal data/information
during sign-up/registering or using our Platform such as name, date of birth, address, telephone/mobile number,
email, and/or any such information shared as proof of identity or address. Some of the sensitive personal data
may be collected with your consent, such as your bank account or credit or DT card or other payment, 
instrument information, or biometric information such as your facial features or physiological information to
enable the use of certain features when opted for, available on the Platform), etc all of the above beings by the
applicable law(s) You always have the option to not provide information, by choosing not to use a particular
service or feature on the Platform. We may track your behavior, preferences, and other information that you
choose to provide on our Platform.
This information is compiled and analyzed on an aggregated basis. We will also collect your information related
to your transactions on Platform and such third-party business partner platforms. When such a third-party
business partner collects your data directly from you, you will be governed by their privacy policies. We shall not
be responsible for the third-party business partner's privacy practices or the content of their privacy policies, and
we request you read their privacy policies before disclosing any information. If you receive an email, or a call
from a person/association claiming to be ZOBA seeking any personal data like debit/credit
card PIN, net banking, or mobile banking password, we request you never provide such information. If you have
already revealed such information, report it immediately to an appropriate law enforcement agency.
Usage- We use personal data to provide the services you request. To the extent we use your data to market to
you, we will provide you the ability to opt out of such uses. We use your data to assist sellers and business
partners in handling and fulfilling orders; enhancing customer experience; resolving disputes; troubleshooting
problems; informing you about online and offline offers, products, services, and updates; customizing your
experience; detecting and protecting us against error, fraud, and other criminal activity; enforcing our terms and
conditions conduct marketing research, analyses, s and surveys; and as otherwise described to you at the time of
collection of information. You understand that your access to these products/services may be affected in the event
permission is not provided to us.
Sharing- We may share your data internally within our group entities, our other corporate entities and affiliates to
provide you access to the services and products offered by them. These entities and affiliates may market to you
as a result of such sharing unless you explicitly opt out. We may disclose personal data to third parties such as
sellers, business partners, third-party service providers including logistics partners, prepaid payment instrument
issuers, third-party reward programs, and other payments opted by you. This disclosure may be required for us to
provide you access to our services and products offered to you, to comply with our legal obligations, to enforce
our user agreement, to facilitate our marketing and advertising activities, to prevent, detect, mitigate, and
investigate fraudulent or illegal activities related to our services.
We may disclose personal and sensitive personal data to government agencies or other authorized law
enforcement agencies if required to do so by law or in the good faith belief that such disclosure is reasonably
necessary to respond to subpoenas, court orders, or other legal process. We may disclose personal data to law
enforcement offices, third-party rights owners, or others in the good faith belief that such disclosure is reasonably
necessary to: enforce our Terms of Use or Privacy Policy; respond to claims that an advertisement, posting, or
other content violates the rights of a third party; protects the rights, proper r, ty or personal safety of our users or
the general public.
Security Precautions- To protect your data from unauthorized access or disclosure, loss, or misuse we adopt
reasonable security practices and procedures. Once your information is in our possession or whenever you access
your account information, we adhere to our security guidelines to protect it against unauthorized access and offer
the use of a secure server. However, the transmission of information is not completely secure for reasons beyond
our control. By using the Platform, the users accept the security implications of data transmission over the
internet and the World Wide Web which cannot always be guaranteed as completely secure, and therefore, there
would always remain certain inherent risks regarding the use of the Platform. Users are responsible for ensuring
the protection of login and password records for their accounts.
Data Deletion and Retention- You have the option to delete your account by visiting your profile and settings on
our Platform, this action would result in you losing all information related to your account. You may also write to
us at the contact information provided below to assist you with these requests. In the event of any pending
grievance, claims, pending shipments, or any other services we may refuse or delay deletion of the account. Once
the account is deleted, you will lose access to the account. We retain your personal data information for a period
no longer than is required for the purpose for which it was collected or as required under any applicable law.
However, we may retain data related to you if we believe it may be necessary to prevent fraud or future abuse or
for other legitimate purposes. We may continue to retain your data in anonymized form for analytical and
research purposes.
Your Rights- You may access, rectify, and update your data directly through the functionalities provided on the
Platform. Consent- By visiting our Platform or by providing your information, you consent to the collection, use,
storage, disclosure, and otherwise processing of your information on the Platform by this Privacy Policy. If you
disclose to us any personal data relating to other people, you represent that you have the authority to do so and
permit us to use the information by this Privacy Policy. You, while providing your data over the Platform or any
partner platforms or establishments, consent to us (including our other corporate entities, affiliates, lending
partners, technology partners, marketing channels, business partners, and other third parties) to contact you
through SMS, instant messaging apps, call and/or e-mail for the purposes specified in this Privacy Policy. You
have an option to withdraw your consent that you have already provided by writing to the Grievance Officer at
the contact information provided below. Please mention. Withdrawal of consent for processing personal data? In
the subject line of your communication. We may verify such requests before acting on our request. However,
please note that your withdrawal of consent will not be retrospective and will be the Terms of Use, this Privacy
Policy, and applicable laws. In the event you withdraw the consent given to us under this Privacy Policy, we
reserve the right to restrict or deny the provision of our services for which we consider such information to be
necessary. Changes to this Privacy Policy- Please check our Privacy Policy periodically for changes. We may
update this Privacy Policy to reflect changes to our information practices. We may alert and notify you about the
significant changes to the Privacy Policy, in the manner as may be required under applicable laws